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'''Microfinance''' refers to the provision of financial services to poor or low-income clients, including consumers and the self-employed. The term also refers to the [[practice]] of sustainably delivering those services.  Microcredit (or loans to poor microenterprises) should not be confused with microfinance, which addresses a full range of banking needs for poor people.  

'''Microfinance''' refers to the provision of financial services to poor or low-income clients, including consumers and the self-employed. The term also refers to the [[practice]] of sustainably delivering those services.  Microcredit (or loans to poor microenterprises) should not be confused with microfinance, which addresses a full range of banking needs for poor people.